Services for Small and Mid-sized Corporates
Outsourced CFO Services
- Business and Financial Planning
- Budgeting and Budget Monitoring, with reports on slippage causes, realignment
- Working Capital Management
- Funds Management
- Processes Integration aimed at better Financial Management
Financial Restructuring Advisory
Financial Restructuring Advisory is typically useful for financially stressed enterprise and involves-
- Viability Assessment
- Cost Optimization or Cost Reduction
- Organization Resizing
- Negotiations with financial and Operational Creditors
Financial Structuring Advisory
Financial Structuring Advisory is normally availed by early stage enterprises or when significant growth (including inorganic expansion).
Risk Management Solution
Risk Management Solution is a highly customer-focused service. We adopt People-Process-Technology Approach for Service Enterprises and Functional Approach for Manufacturing Enterprises. While the approach is more-or-less standardized, the solution involves high amount of customization considering different organization (size,
structure and culture) and risk dynamics. Once the Risk-Management Solutions are arrived at, with high-amount of ownership at different levels in the organization (willingness to own the risks and its response), we work in implementation of the solution and integrate it with organizational processes. It typically takes six months to about a year in assessment of the risk-based solutions and its implementation. It is our primary objective to ensure that the solution is properly implemented so that our client reaps the full benefit of the exercise.
Services for Lending Institutions, Banks, NBFCs etc.
Development of Early-Warning Signals
These aim towards detection of stressed accounts with limited information at the disposal of the lender.
Credit Rating and Risk Assessment Tools
Development or Validation of Credit Rating and Risk Assessment Tools.
Training on Credit Risk Assessment and Monitoring
Training using real life case studies for Credit Risk Underwriters and Field-executives.
Research and Studies
Research and Studies typically mandated for us have been for –
- Validating and Impact Assessment of Lending Products
- Assessing Risks involved in Lending Products or Customer Categories
- Suggesting Modifications in Information Requirement, Credit Eligibility Norms and right Methodology for Risk Assessment considering Risk Appetite and Risk-Reward Equilibrium
